Q: I am visiting the USA for three months this summer and was wondering if I would need to purchase a policy for this brief time?
A: While it is unlikely you will be buying and registering a car for your brief visit if this is your plan you will need to purchase car insurance in the USA. If you are staying with friends or relatives it is unlikely you would have to purchase insurance for your visit, unless you wind up staying longer than your original plans called for.
If you are planning on renting a car we highly recommend you buy the optional car insurance coverage. Why get embroiled in an international lawsuit just to skip paying the relatively cheap rental car insurance.
Since we are not a lawyers, and don’t pretend to be, we recommend that you consult with an attorney before driving in the United States as licensing may also be an issue. If a lawyer is too costly you should call the Department of insurance for the state you will be visiting and just ask them.
Car insurance in the USA is a complicated issue as each state has their own specific requirements. We hope that we have at least put you on the right track.
One thing that we strongly recommend doing is shopping around for car insurance rates online. The Internet makes it extremely easy to compare quotes and to ultimately save money on your annual auto insurance premiums. Don’t make the mistake that many drivers are guilty of, which is simply jumping on the first quote they’re given.
CARS FROM $100
You can save big bucks. By taking your pick of seized or bank-repossessed vehicles, you can buy cars or trucks, for up to 90% off retail prices!
Every year, you miss out on hundreds or thousands of great bargains all around you and you don’t even know it! The next person to pass you on the freeway might be driving an almost-new car that only cost them $500!
Thousands of vehicles are basically given away. Because of the government’s regulations on seizure and surplus, Uncle Sam picks up – and then has to get rid of – an overwhelming amount of goods and supplies. That’s where you can jump in and pick up new stuff for practically half price.
These auctions don’t need to be the sole realm of registered traders or lucky punters with insider knowledge. You may have an auction a few miles away but would never find it online because of state rules and regulations (the government wants to keep these auto auctions local so local citizens can benefit, not outsiders or outside states.